The Company achieved a remarkable turnaround, recording a 129% year-on-year (YoY) increase in profit after tax (PAT) to Rs. 620.43 million, compared to Rs. 270.55 million in the corresponding period of the previous year.
Profit before tax (PBT) also surged by 160%, rising from Rs. 631.95 million to Rs. 1,645.70 million.
Driven by strong lending growth, gross income expanded by 29% YoY to Rs. 8,089.25 million, up from Rs. 6,294.43 million, supported by a 45% increase in net interest income to Rs. 3,761.52 million from Rs. 2,599.17 million in the previous year.
The Company’s asset base expanded by 31% to Rs. 76,645 million, up from Rs. 58,503 million compared to March 2025.
The loan portfolio also recorded a robust 36% growth, rising to Rs. 68,689 million from Rs. 50,329 million during the same period.
This performance was driven primarily by the leasing segment, which surged by 57% to Rs. 41,359 million from Rs. 26,381 million, while the gold loan portfolio increased by 36% to Rs. 12,165 million compared to Rs. 8,913 million in March 2025.
The company’s deposit base also strengthened significantly, rising by 34% to Rs. 56,658 million from Rs. 42,218 million which was recorded in March 2025.
Reflecting on its improved profitability and operational efficiency, Return on Equity (ROE) improved from 9.99% to 15.7%, and Return on Assets (ROA) rose from 1.11% to 1.8% year-on-year.
Earnings per Share (EPS) also strengthened, rising from Rs. 0.16 to Rs. 0.30 during the period under review.
Commenting on the results, HNB FINANCE PLC Chairman, Mr. Rajive Dissanayake, stated
“We are encouraged by the strong improvement in our financial performance during the First Half of the FY2025/26.
This turnaround reflects the team’s strategic focus and disciplined execution.
We remain committed to driving inclusive financial growth and supporting Sri Lanka’s economic progress through innovative and responsible financial solutions.”
HNB FINANCE PLC Managing Director and CEO, Mr. Chaminda Prabhath, added
“Our emphasis on operational excellence and prudent risk management has delivered measurable results.
HNB FINANCE is now well-positioned to capture emerging opportunities and continue creating long-term value for our stakeholders.”
Photo Caption Left to Right Chaminda Prabhath, Managing Director & CEO HNB Finance PLC and Rajiv Dissanayake, Chairman HNB Finance PLC.