NDB Bank Hosts Analysts Earnings Call on FY 2025 Financial Results
National Development Bank PLC (NDB) conducted its Analysts Earnings Call on 17th March, following the release of the financial results and annual report for the full year ended December 31, 2025.
The session, led by Kelum Edirisinghe, Director/ Chief Executive Officer of NDB Bank, together with the Bank’s senior management team, was held virtually via Zoom.
During the call, the CEO delivered a comprehensive overview of the Bank’s financial performance for FY 2025, outlining key strategic priorities, operational highlights, and the Bank’s future plans.
His presentation was followed by an interactive Q&A session, offering analysts the opportunity to gain deeper insights into NDB’s performance and future trajectory.
The forum attracted a wide cross-section of stakeholders, including research analysts, stockbrokers and fund managers among others, reflecting continued interest in the Bank’s progress and strategic direction.
Organised by NDB’s Investor Relations Team, the session once again underscored the Bank’s steadfast commitment to transparency, accountability, and proactive stakeholder engagement.
Since 2014, NDB has consistently hosted its quarterly and annual earnings calls, reinforcing a culture of openness and trust. Transcripts and recordings of the call will be made available on the Bank’s website, ensuring ongoing accessibility to key information.
During the presentation, the CEO highlighted the Bank’s performance in 2025, shaped by a disciplined strategic focus on strengthening core banking operations, enhancing portfolio quality, and driving sustainable, long-term growth.
Continued investments in digital transformation, broad-based loan book growth, with notable expansion in the SME loan book, reflecting support extended to the sector, and strong emphasis on transactional banking and fee-based income streams were other highlights.
The discussion also covered other key areas of interest, including deposits and CASA growth, capital and liquidity, and outlook on credit demand and interest rate movements.
Participants engaged in insightful dialogue during the Q&A session, on the Bank’s growth drivers and performance aspects.
Amid a gradually stabilising economic landscape, NDB continued to demonstrate resilience, supported by its robust risk management framework and customer-centric approach.
The Bank remains focused on leveraging opportunities, strengthening its market position, and delivering consistent value across all stakeholder segments, whilst being fully mindful of the risks emerging from the global geopolitical tensions with cascading impact on the Sri Lankan economy.
The Analysts Earnings Call continues to serve as a vital platform for NDB Bank, reinforcing its commitment to building investor community confidence and fostering long-term relationships.
As the Bank looks ahead, it remains dedicated to empowering communities and supporting national economic progress through innovative, customer-focused financial solutions.
NDB Bank is the fourth-largest listed commercial bank in Sri Lanka.
NDB was named Sri Lanka's Best Digital Bank for SMEs at Euromoney Awards for Excellence 2025 and was awarded Domestic Retail Bank of the Year – Sri Lanka and Islamic Banking Initiative of the Year – Sri Lanka at the Asian Banking & Finance Retail Banking Awards 2025.
NDB is the parent company of the NDB Group, comprising capital market subsidiary companies, together forming a unique banking and capital market services group.
The Bank is committed to empowering the nation and its people through meaningful financial and advisory services powered by digital banking solutions.
Photo Caption : (Pictured L to R) - Nadika Ranasinghe – Vice President, Strategy and Business Intelligence; Alex Perera - Vice President, Risk/CRO; K.V. Vinoj - Deputy CEO; Kelum Edirisinghe - Director/CEO; Sanjaya Perera – Senior Vice President, Personal Banking & Customer Experience; Damitha Samaranayake – Vice President, Treasury; Azzam Ahamat – Vice President , Finance.